Privacy SMS Policy

Who we are

Our website address is: https://www.RonFilian.com

This Privacy Policy explains how we collect and use information for American Business Equity dba Franchise Growth Strategy, FranchiseAdvisor.ai, RonFilian.com.

By using any services provided by American Business Equity dba Franchise Growth Strategy, FranchiseAdvisor.ai, RonFilian.com you indicate that you agree to the collection and use of your information by American Business Equity dba Franchise Growth Strategy, FranchiseAdvisor.ai, RonFilian.com as outlined in this Privacy Policy.

Why We Collect Information

First and foremost, American Business Equity dba Franchise Growth Strategy, FranchiseAdvisor.ai, RonFilian.com collects information to improve the services we provide and to present you with information and services that will interest you. We also use your anonymized information to measure our success and performance. For example, aggregate information gives us an idea of the number of visitors we attract and how they navigate our websites.

Use of Personal Information

We will never combine any personal information about a user of our site with any aggregate information we collect about that user, whether collected on our site or Consulting Services. If you choose to provide personal information during registration or when using our services, we use your personal information to provide you with particular product or services that you request. If your personal information changes, you may correct, update or delete it by emailing us at [email protected]. American Business Equity dba Franchise Growth Strategy, FranchiseAdvisor.ai, RonFilian.com will not sell, share, or rent this information to others in ways different from what is disclosed in this statement.

However, we may transfer personal information in connection with a sale or merger of American Business Equity dba Franchise Growth Strategy, FranchiseAdvisor.ai, RonFilian.com, or the division responsible for the services provided to you. We may also share your personal information, such as your email address, mailing address, etc., with our technical consultants, third party auditors and other third parties who make our site available, enhance its functionality or provide associated services and/or who deal with you in processing your orders and/or delivering content, samples, products, services and gifts and prizes. These third parties are not allowed to use personal information except for the purposes of providing the applicable services.

In addition, we reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our website. Our site and services are maintained in the United States of America. By using the site and/or services, you authorize the export of personal information to the USA and its storage and use as specified in this policy.

Other Information We Collect and Use

We may collect non-personally identifiable information with cookies, such as IP address, browser type and version, and pages you view. We also keep track of how you got to our site and any links you click on to leave our site. Once you leave our site, we do not track you. This aggregate information is analyzed and combined with similar aggregate information of other users and may be collected both on our site and on other sites in our client community. We may share aggregate information with our business partners and other third parties. Such aggregate information is anonymous and does not identify any individual user, and we do not link this automatically collected data to personally identifiable information. You can remove persistent cookies by following the directions found in your Internet browser’s “help” file. If you reject cookies, you may still use our site, but your ability to use some areas of our site may be limited. We use your website activity to assist us in offering you a personalized Web experience, assist you with technical support, diagnose problems with our server, and administer our websites, and to tailor our product and service offerings to you. This privacy statement covers the use of cookies by this site only and does not cover the use of cookies by any advertisers.

Third Party Website Links

Some of our websites provide links to third party websites, such as those of our affiliates, business partners and advertisers. We have no access to or control over their practices. Because American Business Equity dba Franchise Growth Strategy, FranchiseAdvisor.ai, RonFilian.com does not control the information policies or practices of these third party websites, you should review their privacy policies to learn more about how they collect and use personal information.

Security Information

We utilize firewalls and encryption protocols, to safeguard against unauthorized access to our data. We have put in place reasonable physical, electronic, and managerial procedures coupled with carefully developed security procedures to protect your information from loss, misuse or unauthorized alteration. When we ask for sensitive information, such as credit card numbers, we protect it through the use of the Secure Socket Layer (SSL) protocol which provides encryption during transmission. We have put in place policies to restrict access to your information by our employees. Our employees are trained to safeguard your information. Additionally, we use internal and external resources to review the adequacy of our security procedures. Protection for Children We do not knowingly collect personal information from anyone under the age of 18.

Changes to this Privacy Policy

Our Privacy Policy may change from time to time. If we decide to change our privacy policy, we will post these changes to this privacy statement on https://www.ronfilian.com and other places we deem appropriate so you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. Your continued use of the site after such changes have been posted indicates your consent and acceptance of such changes.

SMS Messaging Terms

By providing your mobile phone number, you consent to receive SMS communications from American Business Equity dba Franchise Growth Strategy, FranchiseAdvisor.ai, RonFilian.com for transactional purposes such as appointment reminders, updates, confirmations, or relevant service notices. Message and data rates may apply based on your mobile carrier plan.

American Business Equity dba Franchise Growth Strategy, FranchiseAdvisor.ai, RonFilian.com does not send marketing or promotional SMS messages without your express written consent. Consent to receive SMS messages is not a condition of any purchase.

You can opt out of SMS communications at any time by replying STOP to any message. For assistance, reply HELP or contact us at [email protected].

Message frequency may vary depending on your engagement and service activity. Carrier delivery is not guaranteed and American Business Equity dba Franchise Growth Strategy, FranchiseAdvisor.ai, RonFilian.com is not responsible for delayed or undelivered messages.

Effective Date: 1/29/2026

This Privacy Policy is effective and was last updated on January 29, 2026.

SMS Terms & Conditions

CONSUMER OPT-IN By opting in to receive SMS messages sent by American Business Equity dba Franchise Growth Strategy, FranchiseAdvisor.ai, RonFilian.com programs you agree to receive recurring automated marketing text messages. Message and data rates may apply. You understand that you do not have to sign up for these programs in order to make any purchases of goods or services and your consent is not a condition of purchase.

You will not receive any unsolicited messages from this sms number. The service is not intended for children under 13, and does not knowingly collect information from children under the age of 13.

HELP: To get help, you may send or reply ‘HELP’ to the SMS number you received the message from or contact.

Email: [email protected]

Phone: Opt-Out: You can cancel your receipt of the service by sending STOP, QUIT, END, CANCEL, UNSUBSCRIBE, STOP ALL to any text message you receive or: Email: [email protected]

Phone: CONSUMER FEES: Our service never charges consumers to ‘receive’ or ‘reply to’ text messages. However, depending on your mobile service plan, message & dates rates may apply.

CARRIERS SUPPORTED: Alltel, Boost, AT&T, Nextel, Sprint, T-Mobile, Verizon Wireless, Virgin Mobile US, ACS Wireless, All West Wireless, Amerilink Wireless, Arch Wireless, Bluegrass, Cellcom, Cellular One, C-Spire, Centennial, Central Wireless, Cincinnati Bell, Cox Communications, Cricket, CTC Telecom, Dobson Cellular, ECIT, Edge Wireless, FMTC, Immix, Inland Cellular, Ilinois Valley Cellular, lowa Wireless, Metrocall US, Mid-text Cellular, Midwest Wireless, NNTC, North Coast PCS, Ntelos, Pocket Wireless, Revol, Rural Cell, Qwest Wireless, Silverstar, Southwestern Bell, Suncom, West Central Wireless. Sprint does not support standard rate video Boost, VMU, & Nextel do not support MMS services.

WARRANTY: I will not be liable for any delays in the receipt of any SMS messages connected with this program. Delivery of SMS messages is subject to effective transmission from your wireless service provider network operator.

Consent & Opt-In Method

By providing your mobile phone number through a form or direct request on our website, you are explicitly opting in to receive SMS communications from American Business Equity dba Franchise Growth Strategy, FranchiseAdvisor.ai, RonFilian.com. Your consent is not a condition of purchase, and we do not send unsolicited promotional messages without clear, documented permission.

Message Frequency

You may receive up to 5 messages per week depending on your engagement and services. During limited-time campaigns or urgent service announcements, message frequency may temporarily exceed this amount—with notice.

Opt-Out Confirmation

To stop receiving messages, reply STOP, CANCEL, UNSUBSCRIBE, or QUIT. You will receive one final message confirming your opt-out status. After this, no further messages will be sent unless you opt in again.

Help Instructions

For support, reply HELP at any time or contact us at:

[email protected]

+1 630-812-0907

Use of Mobile Information

We do not sell or share your opt-in data or consent status with third parties for promotional purposes. Mobile data is only used to fulfill requested services (e.g., sending appointment reminders or service-related updates).

Carrier & Delivery Disclaimer

Message and data rates may apply. Delivery is subject to your wireless provider’s availability and American Business Equity dba Franchise Growth Strategy, FranchiseAdvisor.ai, RonFilian.com is not responsible for delayed or undelivered messages. Carriers are not liable for message failures or service delays.

Legal Disclaimer

This language is provided for informational purposes only and is not legal advice. Clients and users are encouraged to consult legal counsel to ensure compliance with applicable messaging laws and regulations.